Dr. Chia-Li Chien interviewed Ashley Murphy, a tri-citizen of the USA, Australia, and the UK. He explains his many years of experience moving across multiple countries. However, no one talks about the finances, and insurance involved when moving permanently to a new country. His niche of international financial planning is helping many client’s create more optimized plans that help clients secure their future. Murphy explains the importance of cross-border finances, and financial planners who want to specialize in this niche must understand the country’s financial regulations to provide the best advice possible.